The Alternative Assets You Need (And Don’t Need) In Your Ira Diversification via alternative assets is among the best ways to help protect your portfolio. Nothing ever grows and grows forever. There are always peaks and valleys, and the timing varies depending on the commodity. If you’re starting to think about retirement and your IRA (and you should be, no matter what age you are,) then this fact has probably crossed your mind. For those that have primarily invested in stocks and bonds, it leads them to ponder the dreaded worst-case scenario: “What if the markets tank when I’m about to retire?” We saw the effects in the crash of 2008 and the subsequent recession. Millions of Americans witnessed their retirement accounts get absolutely pummelled, even though they had properly planned for years, saved all they could, and did everything right. It didn’t matter in the end. The lucky ones were still young enough where they could afford to wait years for the ma...
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